What’s the difference between comprehensive and third-party car insurance?

Comprehensive car insurance covers damage to your own vehicle plus any damage you cause to other people or their property. Third-party insurance only covers damage you cause to others – it won’t fix your own car if it’s damaged, stolen, or written off. Think of it this way: comprehensive insurance protects both you and others, while third-party only protects others. If your car is essential for work or family responsibilities, comprehensive cover makes sure you stay mobile when life throws you curveballs.