Get back to normal with household insurance
Household insurance replaces your furniture, appliances, clothing, and electronics after theft, fire, or storm damage. Most people don't know that items taken outside the home, like laptops and phones, aren't automatically covered, and expensive items need to be specifically listed for full replacement.
We show you exactly what gets replaced and what doesn't before you choose. With over 12 years of helping 11,200+ South African families, we know that understanding your cover means you can get back to your normal as soon as possible.
Affordable short term insurance
We provide short term insurance for your cars, household contents and other valuable possessions through South Africa’s largest insurers. Our affordable options will be the safety net you need when you experience loss or damage to your belongings.
Get the insurance help you need
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We’re here weekdays 8am–5pm.
We’ll usually call within 30 minutes, or the next business day if it’s after hours.
Protect everything that matters
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Buildings insurance you can actually trust
Our 21-year track record means clear explanations of what's covered, transparent claims processes, and protection that's genuinely there when you need it most.
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Bond protection that pays when you can't
Life changes fast. Our Bond Protector covers monthly payments and can pay off your entire home loan, giving your family peace of mind and security.
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Car insurance that keeps you moving
Whether you need comprehensive or third-party cover, we explain the differences clearly so you choose protection that keeps you moving confidently.
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Anyone can have a will
Don't let people you don't know or trust decide your family's future. Our simple process with Capital Legacy makes creating your will easy to understand and impossible to postpone.
Find out more
9.3/10 Trustindex Rating
They helped me understand exactly what I'm covered for
oobainsure was very helpful and guided me throughout. I got to understand the insurance options available to me and what I am insured for. They also had follow-up calls just to make sure I am satisfied with everything.
Siphamandla G
From rejected to approved - she saved my claim
Renatte stepped in when others were unavailable and handled my burst pipe claim like a true professional. She picked up on important details that had been overlooked and turned what was heading toward a rejected claim into an approved one. She went above and beyond, and her effort made all the difference.
Andre M
Claim approved in minutes, service provider called in 20
I contacted oobainsure, and the person who assisted me was very professional and efficient. He listened to understand and then advised accordingly. I could not believe it, but within 20 minutes after my call to log a claim, the service provider contacted me. I'm extremely happy with the service.
G. Swanson