What is car insurance, and why do I need it?

Car insurance protects you financially when something goes wrong with your vehicle. Comprehensive car insurance covers third-party liability (damage you cause to other people or their property), plus theft, hijacking, fire, and accidental damage to your own vehicle, regardless of who’s at fault. It often includes extras like roadside assistance, towing, and car hire when you need it most. Your car gets you to work, helps you care for family, and connects you to everything important in your life – car insurance makes sure one accident doesn’t derail everything you’ve worked for.